Welcome to Week 2 of our new series Planning by the Decade. This week’s focus: financial priorities in your 30s.
Our 30s are a decade filled with burgeoning responsibilities and significant life changes. Life gets busier–and more expensive–but our opportunities get bigger too.
Because many 30-somethings (mistakenly) think they’re too young for a financial advisor, we are diving into the planning topics we wish more people knew about in their 30s. Even small decisions and habits can have an enormous impact on your future because of the amount of time you have between now and your retirement years.
This episode contains some extremely practical ideas like:
How to set long term savings targets
Life & disability insurance guidelines
Priorities for estate planning as life changes
We also delve into creating a strong family identity and core values, mentoring in your 30s, and the significance of having a mission-driven life.
So, get ready for an enlightening conversation packed with actionable advice, personal anecdotes, and expert insights tailored to enhance your financial well-being and personal growth.
KEY HIGHLIGHTS:
Personal financial leadership in your 30s
Establishing a family “brand” and core values
Involving children in values discussions
Role of mentors in personal and professional growth 
Creating an open environment for critical feedback
Financial assessments and setting annual goals
Strategies to align expenses with income
Debt management and long-term financial independence
Downsizing and housing decisions for future flexibility
KEY LINKS:
Envizion More: http://www.EnvizionMore.com 
Vizionary Wealth: http://www.VizionaryWealth.com 
Our Facebook: https://www.facebook.com/VIZIONARYWEALTH 
Wayne’s LinkedIn: https://www.linkedin.com/in/waynewagnerjr/ 
Disclosures: http://www.VizionaryWealth.com 
 
Production & Marketing by Evergreen Financial Marketing, a specialized firm for financial advisors and RIAs: https://www.evergreenfm.com/  

Most people don’t start working with a financial planner until much later in life–but the early years are some of the most important in financial planning.
Kicking off our series Planning by the Decade, this episode is specifically geared to those in their 20’s as we explore the powerful role of mentorship, continuous learning, and the significance of a personal mission statement. 
Wayne shares his journey of self-reflection and his transformation through disciplined financial practices. One other core message: the impact early investments can have on your financial future.
We'll discuss the nuances of good versus bad debt, the importance of estate planning, and the crucial steps to maintain financial independence. Wayne also offers practical advice on balancing work and passions, building grit and resilience, and understanding the essential role of credibility in influence.
Whether you're just starting out or looking to refine your financial strategy, this episode is packed with wisdom to help you envision and achieve more. So, grab a pen and paper—you're going to want to take notes!
KEY HIGHLIGHTS:
Qualities of great mentors
The goal of outgrowing mentors
Personal mission: Being a net giver
Simon Sinek's "Start with Why"
Deferred investment: Financial literacy in leadership
Good debt (cashflow) vs. bad debt (expenses
Importance of early investments: Long-term leadership vision
Living below your means
Building resilience and humility
Broadening your vision through reading
KEY LINKS:
Envizion More: http://www.EnvizionMore.com 
Vizionary Wealth: http://www.VizionaryWealth.com 
Our Facebook: https://www.facebook.com/VIZIONARYWEALTH 
Wayne’s LinkedIn: https://www.linkedin.com/in/waynewagnerjr/ 
Disclosures: http://www.VizionaryWealth.com 
Production & Marketing by Evergreen Financial Marketing, a specialized firm for financial advisors and RIAs: https://www.evergreenfm.com/

Excited to share our latest episode of the Envizion More Podcast, featuring an in-depth conversation with Russ Nesevich, an experienced estate planning attorney. Hosted by Wayne Wagner Jr., this episode brings invaluable insights on planning for the future, whether you're building your wealth, protecting your family, or planning your legacy.
Key Takeaways:
1️⃣ The Importance of Comprehensive Estate Planning
Understand why estate planning isn't just for end-of-life scenarios, but also crucial for incapacitation and asset protection.
2️⃣ Essential Estate Planning Documents
Learn about the five must-have documents to ensure your wishes are respected: will, power of attorney, healthcare power of attorney, HIPAA release, and living will.
3️⃣ Navigating Changing Tax Laws
Stay ahead of tax changes expected at the end of 2025, and discover strategies for minimizing estate taxes, including gifting and strategic use of trusts.
Russ's insights provide actionable steps to protect financial stability and peace of mind for you and your loved ones. Don't miss this episode!
KEY HIGHLIGHTS:
Estate planning for leadership in families 
Leadership in managing family resources and inheritance
Delegating decision-making during illness through estate planning
Ensuring trustees make sound decisions
Using trusts to protect family assets
Inherited IRAs and impact on beneficiaries
Role of trustees in helping family business endeavors 
Restricting beneficiaries from disputing trustee decisions
Strategic asset distribution for effective leadership
Preparing for potential tax changes and impacts
Creating clarity with healthcare directives
KEY LINKS:
Envizion More: http://www.EnvizionMore.com 
Vizionary Wealth: http://www.VizionaryWealth.com 
Our Facebook: https://www.facebook.com/VIZIONARYWEALTH 
Nesevich Law, LLC: https://nesevichlaw.com/russ-nesevich/ 
Russ’ LinkedIn: https://www.linkedin.com/in/russnesevich/ 
Wayne’s LinkedIn: https://www.linkedin.com/in/waynewagnerjr/ 
Veritas Leadership Group: https://www.veritasleadershipgroup.org/ 
Trent's LinkedIn: https://www.linkedin.com/in/trentbooth/ 
Disclosures: http://www.VizionaryWealth.com 
Production & Marketing by Evergreen Financial Marketing, a specialized firm for financial advisors and RIAs: https://www.evergreenfm.com/

“Our ceiling is limited by our ability to handle conflict effectively.”
Tune into the latest episode of the Envizion More Podcast featuring Nate Wagner, President of the Actuator Leadership Group. This episode is packed with powerful insights on conflict resolution, leadership, and fostering a productive corporate culture. As the financial landscape evolves, so must our approaches to team dynamics and organizational growth.
🎙️ Key Takeaways:
Embrace Redemptive Conflict: Instead of shying away from disagreements, use them as opportunities to foster collaboration and mutual respect. Redemptive conflict prioritizes win-win outcomes over competitive, win-lose scenarios.
Build Psychological Safety: Creating an environment where team members feel safe to be honest, vulnerable, and imperfect is crucial for effective collaboration and problem-solving. This involves both predictive trust (reliability) and vulnerability-based trust (grace and understanding).
Perspective Over Perception: Elevate your conflict resolution by distinguishing between perception (personal interpretation) and perspective (a broadly informed viewpoint). This shift encourages understanding and collaborative problem-solving.
Join us for an engaging discussion that not only dissects the nuances of conflict resolution and trust but also provides practical advice for cultivating a productive and harmonious work environment. Stay tuned, as we envizion more together on the Envizion More Podcast!
KEY HIGHLIGHTS:
Conflict: self-centered, competitive or redemptive?
Redemptive conflict aims for mutual collaboration
Shared mission: Predictive, vulnerability-based trust fostered
Addressing Conflict Aversion: Understanding Underlying Insecurities
Confusing methods with motives cause conflict
Value and unity in difficult conversations are emphasized
Cultivate safe environment for productive disagreements
Coaching, counseling, and communication improve organizational relationships
Separate identity from ideas; foster constructive dialogue.
KEY LINKS:
Envizion More: http://www.EnvizionMore.com 
Vizionary Wealth: http://www.VizionaryWealth.com 
Our Facebook: https://www.facebook.com/VIZIONARYWEALTH 
Wayne’s LinkedIn: https://www.linkedin.com/in/waynewagnerjr/ 
Nate’s Counseling Bio: https://www.cornerstone.edu/faculty/nate-wagner/ 
Nate’s LinkedIn: https://www.linkedin.com/in/nathan-wagner-5b217611/ 
Veritas Leadership Group: https://www.veritasleadershipgroup.org/ 
Trent's LinkedIn: https://www.linkedin.com/in/trentbooth/ 
Disclosures: http://www.VizionaryWealth.com 
Production & Marketing by Evergreen Financial Marketing, a specialized firm for financial advisors and RIAs: https://www.evergreenfm.com/

In today's episode, we have the pleasure of chatting with Dr. Samuel Dyer, a trailblazer in the pharmaceutical industry and the head of the Medical Science Liaison (MSL) Society. Dr. Dyer shares his compelling journey, from being the first in his family to attend college, facing immense personal and financial challenges, to eventually graduating from medical school at the age of 51.
We'll dive into how Dr. Dyer discovered the MSL role, his innovative approach to breaking into the industry, and his passion for combining science, strategy, and relationship-building. He'll also discuss the profound impact of MSLs in aiding healthcare professionals and influencing patient care, offering insights into why this role, often described as one of the best-kept secrets in the pharmaceutical world, is gaining such traction.
Join us as we explore Dr. Dyer's visionary work with the MSL Society—a global organization dedicated to supporting and advancing the careers of MSLs through training, certification programs, and a thriving community. Plus, we'll hear about Dr. Dyer's award-winning book, designed to help aspiring MSLs navigate this competitive field.
Whether you're a current MSL, an aspiring one, or simply intrigued by the intersection of science and business, this episode is packed with valuable insights and inspiration. So, grab your headphones and get ready to be inspired by Dr. Samuel Dyer's incredible story and advice.
KEY HIGHLIGHTS:
The formation of the MSL Society
Building a community for professional growth
Embracing the ethos of doing the right thing
Creating opportunities through unconventional networking
The importance of thinking long-term like a business
Promoting a strategic approach to career development
Nurturing future leaders within the organization
Encouraging continuous learning and development
Importance of patient-centric leadership mindset
KEY LINKS:
Envizion More: http://www.EnvizionMore.com 
Dr. Dyer’s LinkedIn: https://www.linkedin.com/in/samueldyer/ 
MSL Career Guide: Amazon Book
MSL Applications: Amazon Book
The MSL Society: https://themsls.org/ 
The MSL LinkedIn: https://www.linkedin.com/company/medical-science-liaison-society/ 
MSL Facebook: https://www.facebook.com/MedicalScienceLiaisonSociety 
Vizionary Wealth: http://www.VizionaryWealth.com 
Our Facebook: https://www.facebook.com/VIZIONARYWEALTH 
Wayne’s LinkedIn: https://www.linkedin.com/in/waynewagnerjr/ 
Veritas Leadership Group: https://www.veritasleadershipgroup.org/ 
Trent's LinkedIn: https://www.linkedin.com/in/trentbooth/ 
Disclosures: http://www.VizionaryWealth.com 
Production & Marketing by Evergreen Financial Marketing, a specialized firm for financial advisors and RIAs: https://www.evergreenfm.com/

“Identity drives behavior. If we want winning behavior, we need to cultivate winning identities.”
Today’s episode dives deep in the origin story of co-host and coaching extraordinaire Trent Booth of Veritas Leadership Group. We explore Trent's fascinating journey, from his Canadian upbringing and immigration to the US, to his extensive experience in public speaking, sales, and entrepreneurship. We'll also discuss his unplanned venture into coaching, the strategic thinking and support he offers, and how coaching has helped both our teams grow exponentially.
Trent and I dig into the importance of grit, resilience, and facing tough challenges early in life, as well as the value of developing a positive, entrepreneurial culture during times of rapid growth. We'll also share some personal anecdotes, like the moment that forged our friendship, and reflect on the importance of empathy, understanding, and the powerful impact of positive relationships.
Join us as we Envizion More for ourselves and for our teams.
KEY HIGHLIGHTS:
Adversity in sales teaches personal growth.
Why coaching is about asking good questions
Choosing opportunities matching your effort and skills.
Understanding emotions helps when facing tough interactions.
Viewing business building as community impact
Coaching unlocks growth; consistency ensures long-term success.
KEY LINKS:
Envizion More: http://www.EnvizionMore.com 
Vizionary Wealth: http://www.VizionaryWealth.com 
Our Facebook: https://www.facebook.com/VIZIONARYWEALTH 
Wayne’s LinkedIn: https://www.linkedin.com/in/waynewagnerjr/ 
Veritas Leadership Group: https://www.veritasleadershipgroup.org/ 
Trent's LinkedIn: https://www.linkedin.com/in/trentbooth/ 
Disclosures: http://www.VizionaryWealth.com 
Production & Marketing by Evergreen Financial Marketing, a specialized firm for financial advisors and RIAs: https://www.evergreenfm.com/

Today’s guest is a master at his craft: complex, high net worth tax strategy. Where most CPA’s take a reactive approach to planning, Ian Sloan helps clients be proactive where it matters most.
Our conversation today is a brief masterclass on high-net-worth tax strategies with an emphasis on entrepreneurial leverage. We'll be diving deep into smart tax strategies—from setting up separate LLCs for equipment purchases to optimizing retirement plans and Roth IRAs. Ian will share his expertise on structuring asset acquisitions, managing tax liabilities, and understanding the ins and outs of current tax regulations.
Whether you’re exploring Roth conversions, looking to reduce your tax burden, or planning for retirement, this episode is packed with valuable insights that you don’t want to miss. Plus, we’ll touch on IRS audits, accurate documentation, and the pitfalls of bad tax advice circulating on social media. Stick around as we unpack these crucial topics and much more.
KEY HIGHLIGHTS:
Positioning at the top of your bracket for savings
Coming changes in tax brackets for 2026
How AI may replace simple tax preparation tasks
Tax implications on large retirement accounts inheritance
IRA distributions affect FAFSA-based financial aid eligibility
Defined benefit plans: complex tax implications and deductions
1031 exchange restrictions on business asset trades
Use donor advised funds for tax-efficient philanthropy
KEY LINKS:
Envizion More: http://www.EnvizionMore.com 
Chandler, Nichol, & Sloan: https://thechandlercpas.com/ 
Ian’s LinkedIn: https://www.linkedin.com/in/ian-t-sloan-cpa-a949ba28/ 
Vizionary Wealth: http://www.VizionaryWealth.com 
Our Facebook: https://www.facebook.com/VIZIONARYWEALTH 
Wayne’s LinkedIn: https://www.linkedin.com/in/waynewagnerjr/ 
Disclosures: http://www.VizionaryWealth.com 
Production & Marketing by Evergreen Financial Marketing, a specialized firm for financial advisors and RIAs: https://www.evergreenfm.com/

Experiences–especially travel–are one of the greatest investments families can make. Whether you’re bonding through fun or scheduling time away to reflect, experiences can become core memories when we are intentional.
In today’s episode, we sit down with certified travel agent Jennifer Hancock of Magical Moments Vacations. Her specialization: creating exceptional experiences tailored for the “why” you envision for your time together.
Jennifer shares invaluable tips on planning the perfect vacation, emphasizing the benefits of using a travel agent to navigate ever-changing travel procedures and requirements. From mother-daughter Disney escapades to adult-only getaways and dream vacations to the Maldives, Jennifer’s passion for creating personalized and memorable travel experiences shines through.
Whether you're a Disney enthusiast or an ardent world traveler, this episode offers delightful insights and practical advice to help you "envision more" for your next adventure. Stay tuned as we embark on this journey with Jennifer Hancock. Enjoy the show!
KEY HIGHLIGHTS:
Jennifer’s backstory & passion for adventure
The impact of leadership in travel planning
How to plan experiences that match your visiono
Creating 'magical moments' in travel
KEY LINKS:
Envizion More: http://www.EnvizionMore.com 
Magical Moments: https://www.planmytripforme.com/ 
Vizionary Wealth: http://www.VizionaryWealth.com 
Our Facebook: https://www.facebook.com/VIZIONARYWEALTH 
Wayne’s LinkedIn: https://www.linkedin.com/in/waynewagnerjr/ 
Disclosures: http://www.VizionaryWealth.com 
Production & Marketing by Evergreen Financial Marketing, a specialized firm for financial advisors and RIAs: https://www.evergreenfm.com/